Most of the time, after someone consolidates their debt, the debt grows back. They don’t have a game plan to pay cash and spend less.
In other words, they haven’t established good money habits for staying out of debt and building wealth.
You’re in deep with credit cards, student loan debt and car loans.
Minimum monthly payments aren’t doing the trick to help nix your debt.
Debt settlement is a scam, and any debt relief company that charges you before they actually settle or reduce your debt is in violation of the Federal Trade Commission.
When you consolidate your debts or work with a debt settlement company, you’ll only treat the symptoms of your money problems and never get to the core of why you have issues in the first place.
In fact, you end up paying more and staying in debt longer because of so-called consolidation.
Get the facts before you consolidate or work with a settlement company.
You don’t need debt rearrangement, you need debt reformation. Error Banner.fade_out.modal_overlay.modal_overlay .modal_wrapper.modal_overlay [email protected](max-width:630px)@media(max-width:630px).modal_overlay .modal_fixed_close.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:before.modal_overlay .modal_fixed_close:hover:before. Selector .selector_input_interaction .selector_input. Selector .selector_input_interaction .selector_spinner. Selector .selector_results_container.form_buttons.form_buttons a.form_buttons input[type='submit'].form_buttons .submit_button.form_buttons .submit_button.form_buttons .action_button. You don’t need to consolidate your bills—you need to delete them.To do that, you have to change the way you view debt!
Debt settlement companies also charge a fee for their "service." Most of the time, settlement fees cost between $1,500 to $3,500.