Yan ang dating pangalan ng pilipinas

And lastly, consider the option of getting a financial planner to help you fix everything.

This post is part of the article collection, All About Credit Cards.

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For valid termination based on authorized causes such as installation of labor-saving devices, redundancy, retrenchment to prevent losses, and closure or cessation of operation, the employer must serve written notice to the individual employee concerned and to the appropriate Regional Office of DOLE at least 30 days before the effectivity of the termination.

Aside from that, some companies do check the credit history of their job applicants so a bad credit history may affect you if you’re looking for employment.

Honestly, there’s no definite list of ways how a bad credit standing can affect you negatively but trust me, it can and it will. Your bad credit history will actually not remain in your record forever.

And with that disclaimer said, let’s now go to the credit card questions.

It will be erased after several years BUT NOT because you’ve been “forgiven” but because the computer database is close to full already and it needs to purge some old data.

And with higher capacity computers becoming more available nowadays, the time it will take for your bad credit history to disappear can and will become longer.

When you default on your payment, the bank will flag you as a delinquent card member. If you continue your non-payment, the calls will be more frequent until you reach a pre-determined number of missed payments.

After which the bank will dismiss your case and turn your account over to a collection agency. They are a third-party business who buys the delinquent accounts.

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If you are a legal heir or beneficiary of a Pag-ibig member who has died, you can claim Pag-ibig death benefits only if: the Pag-ibig member has not claimed his/her Provident benefits when he/she was still alive.

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